Amount Owed on Accounts is Too High
Your credit score suffers when debt balances are too high.
Settlement for Debt Relief Includes Many Costs, Few Benefits
It is a far from perfect solution. In some cases though it can help you move forward from previous mistakes.
How Identity Thieves Steal Your Information
Understanding how the thieves typically obtain information can help prevent being victimized by the crime.
Take No Risks With Credit Insurance
Have you been fooled by this "packaged profit" tack on? It can make repayment of any debt nearly impossible.
6 Things to remember before filing bankruptcy
Here are a few things which you might like to know before deciding to opt for bankruptcy.
Debt Management Tips for a Smarter Debtor
Keep track of your expenses before your debt gets out of control.
What You Need to Know About Home Equity Interest
Interest rates depend on your credit, equity, your limit on the line of credit and market conditions.
Debt Settlement: The Right Solution?
One benefit and dozens of consequences hardly sound like a fair tradeoff. Tell them you are not stupid enough to believe their lies.
Amortization: Pay Down Your Mortgage in Baby Steps
Thirty years of 6% interest on a $200,000 home loan will see you pay an additional $230,000 in interest.
Help With Cell Phone Bills
Are there strange charges on your cellular bill? You may be able to dispute some of those charges with this approach.

Call us now

1-800-838-0861

Your Credit Help Resource

BBBDebtors Unite is a service that provides consumers with a place to share successes and frustrations so that we can help each other reach financial success. It is a collaborative effort among 501(c)(3) tax-exempt charities and financial counseling organizations. This public-private partnership provides debtors with a forum for finding answers and support as they work their way out of debt. Together we can make financial products work for us so that our households remain solvent and the financial services providers remain strong as well.

We are all consumers, and we are subject to the regulations and market conditions that govern the financial products that we utilize. Sometimes these products work in our favor and sometimes they do not.

In the end, we know that using these financial products carry certain risks and rewards. Similar to gambling in Las Vegas, the odds are in favor of the house. The institutions that make financial products available intend to profit at our expense. That is fine, since these products would not be available to us otherwise. We just want to make sure that there is a level playing field, so that consumers and institutions alike have equal opportunities to succeed.

The “Great Recession” has shown us that consumers and financial institutions are highly dependent on each other. Let us make sure that we preserve the strengths of our marketplace by shoring up our personal finances.

Debtors Unite is supported by credit counseling agencies that provide individual financial counseling, teach classes throughout the communities that they serve and disseminate financial literacy for public benefit. Debtors Unite is a public service made available to those seeking improved personal finance. We thank you for your visit.