What New Credit Card Laws Can Do For You
Protections were brought in response to abuses by credit card issuers and debt settlement companies claiming to help.
When Could Auto Leasing Actually be a Reasonable Option?
Can't afford a car? Only need a car for a couple of months? Auto leasing might be a financially efficient option to buying a car
Statute of Limitations on Debt in Nevada
You may be legally protected by the statute of limitations, and this article will be specific to residents of Nevada.
North Carolina Assistance Programs
When times are tough, these programs can help you meet your financial obligations and basic needs.
Debt Free Solutions
When it comes to taking action against accumulating debt, there are many options.
HIGHER EDUCATION: GOOD DEBT OR BAD LOAN?
Scholarships can subsidize some or all of your education and don’t need to be paid off later.
USA Payday Loans--Patriotic Approach to Draining your Finances
What a great way to ensure that you fail to pay your bills.
The Advantages and Disadvantages to a 40 year mortgage refinancing
Learn how a 40 year mortgage can benefit you.
Consolidate Debt in Ohio to Reduce Interest Payments
Columbus, Cleveland or Cincinnati? Eastern Ohio? Who can you trust to reduce your interest through debt consolidation?
The Long-Term of Getting Payday Loans in 1 Hour
You may never recover from your first payday loan.

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David Pilley


David Pilley is a May 2010 graduate of the University of North Carolina at Chapel Hill, with a B.A. in communication studies and a creative writing minor. He is a native of Raleigh, North Carolina.

He played clarinet for the Marching Tar Heels in 2005 and 2006. He also volunteered for STV, the student-run television station at UNC-Chapel Hill, in the spring of 2010. He shot video, wrote scripts, and acted for “Off the Cuff,” UNC’s longest running sketch comedy show. He has the rare distinction of having lived in a dorm all four years of his undergraduate college career. He was also on Franklin Street on the night of April 4, 2009. His future plans are to pursue a master’s degree in journalism and to one day work for the media as a sports journalist or broadcaster.

Being one of eight children, David realizes finance is an important topic to everyone, regardless of his/her knowledge of the subject. His interests are in personal finance, budgeting, and savings.

In his spare time, David enjoys watching sports and standup comedy, as well as doing crossword puzzles and writing in the first person. He also thoroughly enjoys trivia and, one day, hopes to participate on the game show Jeopardy!, where he will try to break Ken Jennings’ 74-game win streak.