How to Delete a Collection Account
There are two methods where a collection account may be removed from your credit report.
Before Medical Bill Consolidation
Consider your options before charging your medical bills to credit cards. You may have better consolidation options.
Payday Loans Online: What Are They Thinking!?
You should consider taking out a payday loan if you are looking for the worst possible source of fast cash.
IRS VITA Program
The Volunteer Income Tax Assistance (VITA) Program, is a special needs operation sponsored by the Internal Revenue Service (IRS).
Paring Down the Family Budget
Most of us try and keep up, valiantly, faithfully and dutifully paying the minimum payment each month just barely staying afloat.
Pros and Cons of Financing a Car
Before making any type of decision, it is important to know the definite pros and cons of dealer financing.
How to Negotiate with Credit Card Companies
Find out what you can do to negotiate your debts directly.
Debt Consolidation in Illinois
Start local when looking for help with your debt.
Spending Habits: Sustainable Savings
Here are some ways to save money while saving the planet.
How to Receive Car Loans After Bankruptcy
Even after you file for bankruptcy, it's possible to repair your credit via a car loan.

Call us now

1-800-838-0861

Stewart Pelto


Stewart-Pelto-1.jpgStewart Pelto is a recent graduate from the University of North Carolina at Chapel Hill. He is now the proud recipient of a Master’s degree in French Literature – a degree that honed the same researching and writing skills he uses to write informative articles today. While pursuing this degree, he taught French courses to undergraduate students for two years. What he enjoyed most about the position was the challenge of making difficult concepts readily understandable and accessible to all.

He served as a Senator for the Graduate and Professional Student Federation, fighting to keep tuition costs down for graduate students struggling with their finances and student loans. He also developed his budgeting skills during his time as a Treasurer for the Graduate Romance Association. He enjoyed becoming more active in his local community and working to make a positive effect on his surroundings.

While an undergraduate himself, he spent a year abroad in Europe earning his degree in Spanish and French. While studying in both Sevilla, Spain, and Montpellier, France, he was exposed to the everyday reality of living under different economic and financial systems. Among other interesting travels he has made is a financial pilgrimage to the Spanish stock market in Madrid.

Stewart Pelto brings his rigorous academic education and his international experience to the problem of raising credit awareness and promoting financial responsibility. He hopes that his articles will teach his readers about debt and credit in an easily accessible and readily understandable way.

You can follow Stewart as he provides ongoing commentary as our Solvency Shark.