Eliminating Credit Card Debt
The average American household wastes well over $100 a month in credit card interest.
Do-It-Yourself - Christian Debt Solutions
For true Christian debt help, go to your church.
Debit v. Credit Cards: Which is Best For Everyday Use?
Which form of plastic do you want to swipe?
“DEBT RELIEF” SCAMS RELIEVE YOU OF YOUR CASH
They’ll promise to consolidate your debt in under half an hour or negotiate a lump-sum payment to reduce your debt by 50-70%.
Will Debt Management Work for Me?
A debt management program works by gaining creditor concessions on your behalf so that you can better afford minimum payments.
Will filing for bankruptcy stop your foreclosure?
Though an automatic stay is usually automatic, it's not permanent.
Tips for Choosing a Debt Settlement Company
Debt settlement companies will promise you many things: stress-free settlements, no upfront payments, or 80% reductions in your debt.
Tips on avoiding credit card fraud
Make sure it's "https," not "http."
How to Lower Payments through Credit Counseling
Credit counseling is a requirement of most major credit card companies if you want to qualify for their lowest payments.
Debt management companies in Maryland
Here are some companies you can check out.

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Don't Trade In Your Gas Guzzler!
By Archana Sabesan on July 16, 2012

old-truck-(1).jpgRising gas prices can make you scared because you know next time you have to fill up the tank, you are going to be staring at a big $60 on the screen. Some people get so scared that they immediately jump to the decision of trading in their gas guzzler for a more fuel-efficient car. However, while the savings that result from making this switch will definitely show up at the gas pump, the cost of trading in your gas guzzler might end up costing you much more in the long run.
Your current vehicle may be worth less than you think. If you have purchased an SUV over the past few years, it is likely that the value of your car has greatly depreciated. The prospective market to which you are trying to sell your car to is not going to be large. When fuel prices rise, the value of SUV's decline; thus, making it even more difficult to sell a big car.

Another reason to keep your current car is that your insurance rates may increase. Insurance isn't something many people consider until after they have the keys to their new car in their hands. Higher insurance rates, especially on a hybrid, may cancel out any gas savings you get with your new car. Now, instead of saving money, you will pretty much just be breaking even, or maybe losing a bit of money.
Unless you are driving a hundred miles a day, it is not recommended to trade in your gas guzzler. Just make do with your current car, especially if it has been paid off.

One thing you can do to save some money when it comes to paying for gas is to not go past the speed limit on the highway. The faster you go, the more wind resistance your car has to face. This makes your engine work harder, which in turn causes it to burn more fuel.

Also, make sure to check your tire pressure once a month. Having properly inflated tires will help maximize the fuel efficiency. Just do some research and put some thought into this decision before coming to a conclusion. If it seems very clear that you will be saving a good amount of money trading in your current car for a more fuel-efficient one, then do it. Otherwise, just hold off on it and try to be better about saving gas and in turn, money.
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