The credit card bubble
It's only a matter of time before it bursts.
How Does Payment History Affect Credit Scores?
Payment history on credit accounts is the single biggest factor that contributes to your credit scores. In fact, 35% of credit scoring inputs are based on your payment histories.
Length of Revolving Credit History is Too Short
New plastic will not help your credit scores.
Differences Between Credit Reporting Agencies
You can get scores from all three, so how are they different?
Amount Owed on Revolving Accounts is Too High
The penalties for maxing out cards are severe.
Debit Card vs. Credit Card
Although the two can be used interchangeably, there are notable differences between them that should be kept in mind.
Loans to Wipe Out Credit Card Debt
June Walbert, a certified financial practitioner, provides advice on taking on new loans to pay off credit card debt.
PNC Financial Overdraft Fee Settlement
This summer, PNC decided to settle the lawsuit by paying 90 million dollars.
Building wealth through saving increases financial security
You need to start early to understand its importance.
Home equity loan sources: How does each compare?
Here are the places you can get one, as well as some pros and cons.

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Debt Management

Browse all the debt management articles below.

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Most effective ways to pay off debt

Most effective ways to pay off debt

Tired of monthly payments and financial dependence? These tips can help you get out of debt more quickly and save you money in the long term.
Residents of Iowa, debt consolidation has pros and cons

Residents of Iowa, debt consolidation has pros and cons

Iowa residents should know when debt consolidation is a good idea, when it should be passed over, and who to talk to for more information.
Steps to Debt Relief Can Include Wrong Turns

Steps to Debt Relief Can Include Wrong Turns

If you know you need help, follow this guide to find a trustworthy helper.
4 Simple Steps to Debt Freedom

4 Simple Steps to Debt Freedom

There are simple changes that can be made to everyday life that will eventually leave a debtor debt-free.
Taking Credit Card Negotiation Into Your Own Hands

Taking Credit Card Negotiation Into Your Own Hands

Even though debt can be scary and overwhelming, it is completely possible and much more affordable for the debtor to negotiate with the creditors themselves.  
Medical Debt Consolidation: Not a Sure Cure

Medical Debt Consolidation: Not a Sure Cure

This financial strategy comes with considerable risks and a few costs of its own.
Loans to Wipe Out Credit Card Debt

Loans to Wipe Out Credit Card Debt

June Walbert, a certified financial practitioner, provides advice on taking on new loans to pay off credit card debt.
Do it Yourself Debt Relief Help

Do it Yourself Debt Relief Help

Need help with debt? Read more on debt relief help and tips.
Three (of many) debt management tips

Three (of many) debt management tips

A lifestyle change may be necessary to find more funds for your debt issues.
Services for Reducing Credit Card Debt

Services for Reducing Credit Card Debt

Credit card debt can quickly become overwhelming and debtors often need to turn to professional debt reduction services to truly understand their situation and eliminate debt effectively.
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