Debt Settlement Services Create New Debt
Debt settlement service fees and increased taxes on forgiven debt are new debts that result from a settlement plan.
Is Debt Settlement an Option?
The idea behind debt settlement is to put off your payments while incurring the damages to your credit, and to save cash in the meantime.
How to Raise my Credit Score
Increasing your credit scores by a few points might mean the difference between getting a loan or getting a better rate.
Reverse Mortgage Loans: Identifying Scams and Shortcuts
This could be right for you, but you'd better be sure. Get the right information from trusted sources or risk losing your home to scammers.
How to Repair Your Credit Through a Credit Card Negotiation
A simple guide to a card negotiation.
Get Out of Debt Books
Sometimes just a few minutes of reading can empower you to take control of your finances.
Top 5 Tips For Paying Off Credit Card Debt
Some credit card companies offer interest rates as low as 0% for a limited time -- usually six months.
How to settle a charge-off
It is something that could hurt your credit for seven years.
Credit card debt negotiation
Be prepared to make a lot of phone calls.
Free Debt Consolidation Programs May Still Cost You
Debt consolidation programs offered by non-profit organizations can make repaying debt quicker and easier, and often offer free services, yet it may end up costing you.

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Loans

Browse all the loan articles below.

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How Do Home Equity Loans Work?

How Do Home Equity Loans Work?

These are not for everyone, but there are benefits if you can handle the risks.
One-hour payday loans a fast track to disaster

One-hour payday loans a fast track to disaster

521.43% APR? Getting the money quicker might actually mean you're not getting the entire amount.
Debt consolidation with a second mortgage

Debt consolidation with a second mortgage

The interest rate will be lower than your credit cards, but still higher than your first mortgage.
FHA loans increase borrowing opportunities

FHA loans increase borrowing opportunities

If you can't afford a high down payment, consider an FHA-insured loan.
Grants to Pay Off Student Loans

Grants to Pay Off Student Loans

Consider one of these post-college paths if you want forgiveness of your student loans.
Guaranteed Approval Payday Loans Are the Most Expensive Payday Advance Loans

Guaranteed Approval Payday Loans Are the Most Expensive Payday Advance Loans

These are one of the most effective ways to destroy your finances.
No Equity Home Improvement Loans: Just Not Worth It

No Equity Home Improvement Loans: Just Not Worth It

See why borrowing money for home improvements is foolish and risky.
How Federal Grants Can Help Pay for College

How Federal Grants Can Help Pay for College

The government awards grants are for an array of endeavors, most notably for education. The following is a comprehensible list of all the current Grants available to students pursuing higher education.
24-hour payday loans offer fast cash at a steep rate

24-hour payday loans offer fast cash at a steep rate

The number of places offering them is growing as much as personal debt!
What You Need to Know About Home Equity Interest

What You Need to Know About Home Equity Interest

Interest rates depend on your credit, equity, your limit on the line of credit and market conditions.
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