Debt Settlement Services Create New Debt
Debt settlement service fees and increased taxes on forgiven debt are new debts that result from a settlement plan.
Is Debt Settlement an Option?
The idea behind debt settlement is to put off your payments while incurring the damages to your credit, and to save cash in the meantime.
How to Raise my Credit Score
Increasing your credit scores by a few points might mean the difference between getting a loan or getting a better rate.
Reverse Mortgage Loans: Identifying Scams and Shortcuts
This could be right for you, but you'd better be sure. Get the right information from trusted sources or risk losing your home to scammers.
How to Repair Your Credit Through a Credit Card Negotiation
A simple guide to a card negotiation.
Get Out of Debt Books
Sometimes just a few minutes of reading can empower you to take control of your finances.
Top 5 Tips For Paying Off Credit Card Debt
Some credit card companies offer interest rates as low as 0% for a limited time -- usually six months.
How to settle a charge-off
It is something that could hurt your credit for seven years.
Credit card debt negotiation
Be prepared to make a lot of phone calls.
Free Debt Consolidation Programs May Still Cost You
Debt consolidation programs offered by non-profit organizations can make repaying debt quicker and easier, and often offer free services, yet it may end up costing you.

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Credit Scoring How did that last inquiry lower your credit score? Should you pay your car off early. How does maxing out a credit card affect your scores?
New thread | Subscribe to forum | Debtors Unite Forum > Credit Scoring
Thread Created by Posts Views Last post
Amount owed on revolving accounts is too high. Kenneth Long
5 900 Kenneth Long
(12/18/2012 7:16:57 AM)
No recent revolving balances. Kenneth Long
3 664 Kenneth Long
(11/17/2012 4:35:12 PM)
Lack of recent installment loan information. Kenneth Long
7 2299 Kenneth Long
(10/8/2012 2:21:16 PM)
Too many consumer finance company accounts. Kenneth Long
6 1653 javier gomez
(8/1/2012 9:13:49 PM)
Too many accounts with balances. Kenneth Long
3 708 Kenneth Long
(3/18/2012 6:27:04 PM)
No recent credit history - Though Credit score was 700+ 6 years back Shubhrajit
2 316 Kenneth Long
(10/28/2011 11:55:34 AM)
Proportion of balances to credit limits on bank/national revolving or other revolving accounts is too high. Kenneth Long
5 995 Kenneth Long
(5/31/2011 12:06:08 AM)
Too many inquiries last 12 months? Kenneth Long
4 992 jeremydawson
(3/15/2011 11:33:04 PM)
Too many bank/national revolving accounts. Kenneth Long
1 691 Kenneth Long
(10/20/2010 2:38:38 PM)
Too many accounts recently opened. Kenneth Long
1 724 Kenneth Long
(10/20/2010 2:22:38 PM)
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