Wage Garnishment Limits in Rhode Island
In Rhode Island, the most that can be garnished from your wage is either 25% of your disposable earnings or 30 times federal minimum wage.
Length of Time Since Derogatory Public Record or Collection is Too Short
Serious default information can haunt you for years.
Derogatory Public Record or Collection Filed
This negative credit scoring factor might impact you even if an original credit account is not listed on your credit report.
Effects of Debt Balances on Credit Scores
High debt balances on any of your credit cards will lower your credit scores.
Can a mortgage be considered bad debt?
If your debt-to-income ratio is too high, the answer is yes.
Who Are the Debt Management Consultants at Debtors Unite?
Accredited Financial Counselors make all the difference.
Reverse Mortgage Scams
According to figures from HUD, the current fiscal year, ending in September, has seen a rapid rise in reverse mortgage scams; 29 cases of suspected fraud were referred to the OIG in comparison to two the year before.
What is a NextGen Score?
The NextGen score is a type of risk scoring model. A risk scoring model uses a complex equation to assess the risk of offering a loan to someone based on that person’s credit history.
No Documentation Home Equity Loans Replaced with Low Doc Requirements
No doc loans? Perhaps a low doc loan is your best bet.
I Hate Budgeting
Let’s face it—we don’t like for anyone, including ourselves to come between us and what we want to buy.

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