Are you a do-it-yourselfer? If so, maybe you just need a little guidance or a starting place.
How to Avoid Scams
Some of these companies are ineffective or plagued with mistakes. Others are outright scams. See how you can avoid scams
and protect yourself.
How to Get Help with Bills
Are you doing everything you can to get by and still falling behind? Maybe you qualify for extra government and nonprofit assistance that can provide bill help
in the form of cash, bill credits or subsidizing the costs.
How to File Taxes
Income tax preparation can be costly and frustrating. It can also be completed at no charge if you know the ins and outs of avaiable free services. Find out how to file taxes
on your own for free or with free help from volunteers.
How to Lower Interest Rates
In many cases, you can reduce your borrowing costs. Maybe you need access to lower interest loan options. We can also show you how to get lower interest rates
for your current accounts.
How to Lower Payments
Making payments on multiple accounts can be a burden on any budget. Depending on your situation, you could have several options for reducing your monthly payments to a level you can afford. Find out how you can lower your payments
on many types of debt.
Many requests are better made in writing. This allows you to clearly indicate what your request is, and to receive a response from a creditor in writing. You can write your own or you can begin with a sample letter template
and change it to fit your situation.
Settling debt can carry many consequences, but for some people dealing with recent defaults, it might be a possible solution. Utilizing a debt settlement company is never a good idea. Instead see how to settle debt
on your own.