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Don't fall for Medicare Scams!
Don't fall for Medicare Scams!
on March 12, 2012
Medicare phone scams are becoming more and more common throughout the country. These callers prey on the elderly and on individuals with disabilities, trying to get private information. Sometimes, they are successful and then use this information in fraudulent ways.
These scam callers claim to represent a Medicare or Social Security Office and ask the consumer for personal information so that their new Medicare card can be issued. When people don't share this information, many times a fake supervisor comes on the phone to reinforce that the information must be provided to continue to be registered in the Medicare program. This is usually where the callers trap the consumer. They collect the information they need, and remove funds from accounts through checks or electronic transactions.
No matter where you live, do not fall for these scams. Giving out your personal information - social security number, bank account numbers, etc. - that should stay private and enclosed is a big no-no! It is important to know that actual Medicare or Social Security representatives will never ask you for personal information and definitely will not ask you to pay them over the phone. Medicare sends out information about statements and bills to customers if there is any money due.
Three very easy things you can do to prevent any fraud from occurring are:
Review your Medicare claims often to make sure they are accurate. The sooner you spot any errors, the sooner you can stop fraud.
Learn how to keep your personal information safe.
Be observant of any suspicious activity.
It is widely known that by scamming the elderly, there is a low chance of getting caught and a high chance of getting your hands on a lot of money. Senior citizens are more reluctant of reporting such scams because of this fear of having to testify in court, or being sent to nursing homes. However, if someone calls and tries to get personal information from you, do not give it to them! Try your best to get their name and number (if you do not have a caller ID), and report them to your local police department or your state attorney general's office. It is not okay for people to call and harass you in such a way. It is in your best interest to report it!
These types of phone scams are increasing throughout the country. Beware of any callers that claims to be a representative of Medicare, because the truth is, they are most likely just trying to steal your identity.
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