How to Get Help with Rent in Michigan
By Andrea Saca
on September 17, 2011
Michigan is a lovely state located on the northern part of the United States in the Great Lakes Region. It is a great place to live in if you are a fan of cold weather and the snow. It has 64,980 inland lakes and ponds, so it is also a great place to live in if you like the outdoors. With its population at 9,883,640 residents, Michigan is the eighth most populous state in the United States. With so many people living in this state, there are lots of options when it comes to choosing where you want to live. However, many people struggle with paying rent. If you live in Michigan and are looking to get help, you’ve come to the right place.
People tend to resort to any option when they are looking to get out of debt and pay their rent. However, it is important to look over all of your options so you do not make a mistake by going about the problem the wrong way.
Many people think that taking out a loan
is the best option. This is because it is a form of getting instant cash and paying whatever debt or bill you have at the time. However, this is completely the wrong thing to do. If you take out a loan, you are setting yourself to being further into debt because you are not only committing to pay back the money you borrowed, but also paying the interest on that amount of money. Therefore, you end up paying even more money than before.
One great option that you can consider is to look for a roommate. This option is becoming more and more common these days. If you can move in with another person, your bills and rent will naturally be split in half. This can also be a benefit to the person you will be living with!
Another option is to contact a local organization that can help you pay your rent
. These organizations are made up of trained professionals who will give you financial advice on how you can go about paying your rent and other bills
. They will make a plan of action for your finances and help you get out of debt as soon as possible.
Many people go through tough financial times, especially with the way the economy has been lately. The important thing is to seek help as soon as possible so you don’t get further into debt!
Note: The Michigan State Housing Development Authority (MSHDA) provides multiple programs to provide help with rent payments for lower income families. This includes housing choice vouchers (24,000 allotted), multi-family section 8
, section 236 Rent Supplements (RS) or Rental Assistance Payments (RAP), moderate income MOD units, 80/20 requirements, 70/30 requirements, one percent developments, taxable bond (TXB) developments, Team (TM) units, Neighborhood Preservation Program (NPP) developments, Families in Transition (FTR) developments, and moderate rehab (MRH) units. Tenant selection criteria apply, so not everyone will qualify for these programs. Call MSHDA to inquire about applying for help with rent. Call the Lansing office at 517-373-9344 or the Detroit office at 313-456-3540.