Pay for Deletion Agreement
: A debt collector may agree to delete the negative reference from your credit report upon payment.
: Unsecured loans are guaranteed by a signature from the borrower with a promise to repay.
: Providing a later date on a check suggests to the recipient that they should wait to cash it, but there is no guarantee they will not submit it early.
: A debtor who feels victimized may try private mediation as an alternative to court.
Private Mortgage Insurance
(PMI): PMI may make mortgage qualification easier, but you will want to focus on eliminating PMI as quickly as possible once your mortgage has commenced.
: A credit check made by a creditor who solicits your business.