Debt Settlement Services Create New Debt
Debt settlement service fees and increased taxes on forgiven debt are new debts that result from a settlement plan.
Is Debt Settlement an Option?
The idea behind debt settlement is to put off your payments while incurring the damages to your credit, and to save cash in the meantime.
How to Raise my Credit Score
Increasing your credit scores by a few points might mean the difference between getting a loan or getting a better rate.
Reverse Mortgage Loans: Identifying Scams and Shortcuts
This could be right for you, but you'd better be sure. Get the right information from trusted sources or risk losing your home to scammers.
How to Repair Your Credit Through a Credit Card Negotiation
A simple guide to a card negotiation.
Get Out of Debt Books
Sometimes just a few minutes of reading can empower you to take control of your finances.
Top 5 Tips For Paying Off Credit Card Debt
Some credit card companies offer interest rates as low as 0% for a limited time -- usually six months.
How to settle a charge-off
It is something that could hurt your credit for seven years.
Credit card debt negotiation
Be prepared to make a lot of phone calls.
Free Debt Consolidation Programs May Still Cost You
Debt consolidation programs offered by non-profit organizations can make repaying debt quicker and easier, and often offer free services, yet it may end up costing you.

Call us now

1-800-838-0861

Pay for Deletion Agreement: A debt collector may agree to delete the negative reference from your credit report upon payment.

Personal Loan: Unsecured loans are guaranteed by a signature from the borrower with a promise to repay.

Postdated Check: Providing a later date on a check suggests to the recipient that they should wait to cash it, but there is no guarantee they will not submit it early.

Private Mediation: A debtor who feels victimized may try private mediation as an alternative to court.

Private Mortgage Insurance (PMI): PMI may make mortgage qualification easier, but you will want to focus on eliminating PMI as quickly as possible once your mortgage has commenced.

Promotional Inquiry: A credit check made by a creditor who solicits your business.