How to Delete a Collection Account
There are two methods where a collection account may be removed from your credit report.
Before Medical Bill Consolidation
Consider your options before charging your medical bills to credit cards. You may have better consolidation options.
Payday Loans Online: What Are They Thinking!?
You should consider taking out a payday loan if you are looking for the worst possible source of fast cash.
IRS VITA Program
The Volunteer Income Tax Assistance (VITA) Program, is a special needs operation sponsored by the Internal Revenue Service (IRS).
Paring Down the Family Budget
Most of us try and keep up, valiantly, faithfully and dutifully paying the minimum payment each month just barely staying afloat.
Pros and Cons of Financing a Car
Before making any type of decision, it is important to know the definite pros and cons of dealer financing.
How to Negotiate with Credit Card Companies
Find out what you can do to negotiate your debts directly.
Debt Consolidation in Illinois
Start local when looking for help with your debt.
Spending Habits: Sustainable Savings
Here are some ways to save money while saving the planet.
How to Receive Car Loans After Bankruptcy
Even after you file for bankruptcy, it's possible to repair your credit via a car loan.

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Top Stories

American Debt Settlement Solutions cannot pay its own settlement for breaking federal law

American Debt Settlement Solutions advertised that it could reduce huge debts just by utilizing their service. In the end, it turns out the company was just a big scam, just like so many other debt settlement companies. Now they cannot afford to pay a settlement against them, which would be about $500,000.

Moving into an apartment? Don't forget renters insurance!

Always be prepared for the worst-case scenario with insurance.

The average CEO makes over 350 times the average worker

Numbers don't lie.  This wage gap is a problem.

Latest Articles

Money Mistakes You're Making

Money Mistakes You're Making

Now let’s learn about mistakes you should be avoiding and money tips you should take, and see your wallet become a little fuller.
Virginia Credit Card Debt Solutions

Virginia Credit Card Debt Solutions

State protections aside, here are some useful tips.
Wage Garnishment Limits in West Virginia

Wage Garnishment Limits in West Virginia

There are some very specific wage garnishment limits in West Virginia.
Union Workers Credit Services: The Platinum Credit Card Deception

Union Workers Credit Services: The Platinum Credit Card Deception

The New York Attorney General is suing Union Workers Credit Service due to complaints about false advertising and fraud.
Statute of Limitations on Debt Collection in Illinois

Statute of Limitations on Debt Collection in Illinois

In 2009, a state appeals court ruled that these written contracts did not include credit cards.
How Many Credit Cards do I Need

How Many Credit Cards do I Need

One will earn you frequent flier miles, one will earn you cash back, maybe one donates part of what you spend to a charity of your choice for instance.

Local Contributions

Debtors Unite would like to celebrate the following organizations for their charitable contributions to human services:

Family Resource Center of Raleigh provides free tax prep and family programs

Family Resource Center of Raleigh provides free tax prep and family programs

This central North Carolina nonprofit organization has completed thousands of free income tax returns for local residents. Their year round family programs help keep families together under one roof with the kids in school.
6 Things to remember before filing bankruptcy

6 Things to remember before filing bankruptcy

Here are a few things which you might like to know before deciding to opt for bankruptcy.
Help me get rental security deposit refunded in Maryland

Help me get rental security deposit refunded in Maryland

If the landlord does not return the security deposit, you have the right to sue for three times the amount plus attorney’s fees.

Your Debt Help Community

Debtors Unite is a collaborative effort among financial counseling organizations to provide you with the tools, guidance and forums to improve your financial situation.

We find that banks and financial institutions put their own profit needs ahead of your needs, just as you put a higher priority on your own needs over theirs. To balance the odds,  we find that there is power in sharing information.

Get the answers you need while providing feedback to others. If you don't find the answers that you need, feel free to ask a question. Take control of your debt before it controls you!

Debtors Unite is your credit and debt help community. Feel free to share your successes and failures as you eliminate debt and improve your finances. If you feel that a creditor or debt collector has given you a raw deal, share your experiences. You just might help someone else with their situation.

We provide tips on a number of personal finance issues. Perhaps you need assistance with payday loans or a personal loan. Are you facing a repossession? Do you need credit card debt help?

Much of the information found here can help with debt, credit, homeownership or even tax issues. While self help is our goal, we also have the backing of Accredited Financial Counselors that can help resolve some of the most difficult debt problems a family can face. We encourage you to visit often as our site is updated with new information on a daily basis. Welcome to Debtors Unite!

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